How Business Insurance Helps You Weather Any Storm
Posted: September 4, 2024
September marks National Preparedness Month when businesses are encouraged to assess their readiness for unexpected challenges. Whether it’s a natural disaster, a cyberattack, or a legal dispute, being prepared is essential to the longevity and success of any business. One of the most critical components of preparedness is having the right business insurance. It provides a safety net to help your business survive and recover...
What Insurance is Needed to Protect Your Townhome?
Posted: September 4, 2024
We may be slightly biased here, but protecting your home and personal belongings is important—and often required. Usually, selecting policies is pretty straightforward, but one question we often get is how to select the correct policy for your townhouse. For specifics on policies and what fits your exact situation, we always recommend you speak to your local insurance agent, but let’s cover some of the...
What’s a Home Inventory, and Why Do I Need One?
Posted: August 29, 2024
What if you were asked to make a list of everything inside your home from memory? Chances are, you’d end up forgetting a thing or two... right? Well, if you ever have to file a homeowners insurance claim after a fire or major disaster, you could be asked to do just that. That’s why you need a home inventory. A home inventory is exactly what...
What is a Peril on Homeowners Insurance?
Posted: August 26, 2024
While you may be familiar with the obvious need for homeowners' insurance, the finer details and definitions of your coverage may be less clear. Take insurance peril, for example. Even long-time policyholders may be unfamiliar with the term or confused with other concepts. So, what are perils, how are they related to risks or hazards, and why are they important to understand? What Does Peril...
5 Common Reasons People Are Denied Life Insurance
Posted: August 22, 2024
Life insurance offers financial security, covering expenses and providing for loved ones after one’s passing. However, not everyone is approved for life insurance. Common reasons for denial include pre-existing medical conditions, high-risk occupations, and hazardous hobbies. Additionally, a history of substance abuse or severe health issues can also lead to denial. Understanding these factors can help applicants address potential problems and improve their chances of...